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If you're one of the many struggling to keep up with credit card debt, car loans, or other consumer debt, it may be best to consider the help of a debt consolidation company. Online debt consolidation companies have made the process even easier than before, and can help individuals secure simpler monthly payments along with lower interest rates on their debt. If you are under debt and want to find some relief, there are a number of options that may be available to you. See your options. If youre looking to borrow $1,500 to $2,500, the process is similar to getting short term loans up to $1,500. The application is short and the approval process is fast; youll know within minutes how much you can borrow. Some lenders do check credit, but customers with bad credit or no credit can still qualify, depending on the amount theyre looking to borrow and the fees they are willing to pay. 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