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When Life Gets In The Way 7 out of 10 based on 12 rating(s) Staying on top of your finances isn't always easy, and if you've missed a couple of payments to any of your creditors you might have some trouble getting an unsecured loan while you get back on track. Short of visiting your local pawn shop or borrowing money from friends and family, it may seem as though you have no other options -- but have you considered signing up for a short-term financial solution? Low monthly payments
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Government loans are typically offered through banks and credit unions that partner with the Small Business Administration (SBA). The SBA is a U.S. government body, with the motive of providing support for small businesses and entrepreneurs. For each loan authorized, a government-backed guarantee offers serious credibility, since the lender knows that even if you default, the government will pay off the balance. These loans can be applied to a number of uses, such as: What is an FHA “Spot Loan” and Why Can’t I Get One? Overnight Direct Deposit Proof of employment (old paycheck or pay stub)
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Reliable Customer Service Be sure to choose a lender that will submit reports of your payment activities to the three major credit bureaus. Keep in mind that responsible payment habits can help you build and maintain a solid credit profile. “But while Gilbert has attracted a fair amount of attention for his efforts, the most brilliant–and risky–part of the story is far less known. Yes, he’s saving Detroit because he loves the city, and yes, he sees an unprecedented opportunity to snap up real estate on the cheap (he is in the mortgage business, after all). But more than anything else, Dan Gilbert is saving Detroit to help his business.”
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