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You could possibly get the money you need in as little as 24 hours. If you see promises of "1-hour online payday loan" or "1-hour cash advance loans," don't be fooled. Even though being approved for a loan can be very quick, you probably won't get your cash in an hour. If you are approved and you accept your loan offer, the way you get your money is very similar to depositing your paycheck at the bank. You usually have to wait at least 24 hours before the money is deposited into your checking account. If you decide to take out a payday loan, you have to have access to a computer with Internet connection. You open one of your favorite search engines, like Google for instance, and type in payday loans online or any other phrase that you believe will return the results youâre looking for. When you open one of the sites, you can find a loan application that you will have to fill out and submit to the lender. Online loan applications are very simple and easy, taking hardly a minute to complete. When your application for a 24 hour payday loan is received by a lender, it is quickly processed and approved or denied. This depends on a number of factors, but the most important of them is your credit score and income. The moment you are approved the lender contacts you either by phone or email to discuss the details of your loan, such as terms and conditions. There is a pretty good chance that you will receive the funds deposited in your bank account on the same day. If not, you,re guaranteed to get a money wire in less than 24 hours. We at Instant Cash Loans give basic and common information about the various loan services. We are not sure that the services will be able to meet your cash needs. Additionally, we advice you not to take the given information as substitute to expert’s advice. So, we shall not be held liable for any decision solely based on this information. 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