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not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. Money market funds are a type of mutual fund developed in the 1970s as an option for investors to purchase a pool of securities that generally provided higher returns than interest-bearing bank accounts. They have since grown significantly and currently hold more than $2.9 trillion in assets, the majority of which is in institutional funds. There are many kinds of money market funds, including ones that invest primarily in government securities, tax-exempt municipal securities, or corporate debt securities. Money market funds that primarily invest in corporate debt securities are referred to as prime funds. Most of working American people live from month to month being paid. If this is your lifestyle, an unforeseen bill or other emergency can leave you in a really bad situation. You can certainly apply for a loan in the bank but the serious problem with large banking institutions is their standard way of working with private clients - unfortunately, their help often comes when it is already too late. Although a credit card loan, short term loans or bank overdraft can work as an alternative at the time of your personal financial catastrophe, what happens in case you have it drained already? Desperate money needs can be challenging but a short term loan can quickly help deal with the circumstances.
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