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Fast Loans [link widoczny dla zalogowanych] The length of the extension will be governed by your pay dates and the rules displayed on the Rates & Terms page for your state. The fee on your extension is calculated in the same manner as the original loan fee. If you qualify for a loan extension, you can request one by following the steps below: Full payment â your end of loan action is set to pay in full, extensions are all exhausted, or you request a pay-in-full via email, phone, or online chat.