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If loans are left unpaid past the maturity day, lenders may process the postmarked check or debit authorization, depending on which was collected. If the borrowerâs account declines the debit authorization or bounces the postmarked check, due to non-sufficient funds (NSF), the borrower will typically incur NSF charges to their account. Additionally, the lender may also impose a returned item fee plus collection charges on the loan. - You must be aged (e) 21 years or more. Payday loans are a method of obtaining quick cash for lifes sticky situations. Rent could be due, mortgage repayments piling up, the kids have grown out of their school uniforms, and the dog needs an emergency operation. If time is of the essence, and traditional loans will not come through quickly enough, using this service could get you out of a fix and give you time to breathe again. Magnum Cash Advance offer what they call a short-term installment loan. This differs from the traditional payday loan by reducing the repayment size, and therefore bringing more ease to the customer in the long term. Loan extensions can make payday loans a little stressful. With smaller repayments, the customer can relax knowing their accounts are in order and their debt is being repaid.
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When I tried to contact eTaxLoan to learn more, I might as well have been looking for the holy grail. The company's customer service line connected to a recording that said "due to an overwhelming response to great loans," it could not take calls. The site lists an address in Delaware â but the company isn't at that address. I spent days trying to find the company's physical location, without success. Installment Loans There are many families that are finding it difficult to make ends meet because they have lost their job or have taken a reduction in pay. This loss of income can prevent you from paying your bills on time, often resulting in the you falling behind on your financial obligations.