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Favorite Added When you apply - What if I have bad credit? A: If you are a student stuck in a situation where you neither have a good credit nor can you arrange for a cosigner, then the best option for you to get a student loan is from the Federal student aid program. Since the federal student aid program does not require a spotless credit history or a cosigner, but these loans also have a very convenient repayment plan and a very marginal interest rate.
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